FAQ's (4)

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. All mortgages are subject to status and valuation. Think carefully before securing other debts against your home. Written quotations available on request. Insurance may be required. Applicants must be 18 years or over. The overall cost for comparison is 6.4% APR. The actual rate will depend on your circumstances. Not all forms of mortgage are regulated by the Financial Services Authority. Please ask for a personalised illustration. Sage Independent Advisers Ltd is authorised and regulated by the Financial Services Authority, FSA register reference 301612. The information within this website is subject to the UK Regulatory Regime, and is therefore targeted at customers based in the UK.

What is the first step?

Make an appointment by calling us or by filling in our ‘call me back’ form. We will discuss your needs, go over the detail and select the lowest cost mortgage available to you within your options.

How long does it all take?

Where all relevant documents are available, the ‘wheels’ can be set in motion immediately.

I have had CCJ’s, Defaults, Arrears or have been bankrupt in the past. Is that a problem?

Not necessarily. We deal with adverse lenders who specialise in mortgages for those with adverse credit history. You have to be a ‘discharged bankrupt’ to secure credit.