Mortgage Advisers in Bridgwater

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. All mortgages are subject to status and valuation. Think carefully before securing other debts against your home. Written quotations available on request. Insurance may be required. Applicants must be 18 years or over. The overall cost for comparison is 6.4% APR. The actual rate will depend on your circumstances. Not all forms of mortgage are regulated by the Financial Services Authority. Please ask for a personalised illustration. Sage Independent Advisers Ltd is authorised and regulated by the Financial Services Authority, FSA register reference 301612. The information within this website is subject to the UK Regulatory Regime, and is therefore targeted at customers based in the UK.

What do you do?

Our advisers explain, advise on, and arrange the ‘best’ mortgages currently available. We can also advise on, quote and arrange life insurance, critical illness cover, buildings and contents insurance and income protection insurance.

Who can get a mortgage?

Anyone aged 18 or over who has a regular income should qualify for a mortgage, although there are no guarantees they will be accepted for a mortgage.

How much can one borrow?

In exceptional circumstances up to 5.4 times joint income or 5.9 times single income, depending on your circumstances.

Should I get the mortgage first or the house?

Ideally you should first apply for a ‘decision in principle’ with the lender. This will show how much they may be willing to lend to you given the basic details you supply. If you have already found or offered to purchase a property, there is clearly some urgency in your case and you will be given priority.